February MSR Index: Stability Holds with a Subtle Upward Bias

by Dr. Thomas J. Healy, Thursday, February 19, 2026

MSR values on newly originated loans continue to be stable this month, with a bit of an upward trend. Prepay speeds are stable as discount rates have dropped. There is some presumption that they will fall further.

In a market where small shifts in rates and assumptions can materially impact value, having timely data — and a partner who can interpret it — saves time and supports stronger, more confident decision-making.

Stay Ahead of the Market: At Level1Analytics®, we track market dynamics in real-time to help institutions make informed portfolio decisions. Interested in learning more?

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